Calculator
Total Investment & Mortgage Calculator
The model price is only part of the story. Estimate a realistic budget for the whole project — from foundations to move-in — and your monthly mortgage payment under current market conditions.
Project budget
Cost breakdown
Defaults to €1,000/m².
Defaults to €1,600/m².
The amount depends on the municipality — this is an estimate.
We recommend 10–15% of the total cost.
Financing
Paid from your own funds; the loan covers the rest.
The maximum mortgage term in Croatia is 30 years.
The average effective rate in 2026 is around 3.4%.
Enter your income to see if you meet HNB rules.
Budget estimate
Estimated cost range plus the contingency reserve.
Mortgage
Monthly loan payment
1.103 €
/ per month
LTV
79%
✓ within limit
You're financially ready
Your down payment and estimated installment meet bank requirements. A great time to request concrete offers.
This is an informational estimate and not a bank offer. Actual terms depend on a creditworthiness assessment and each bank's offer.
Interested in a future financing service?
Send your interest to Krovke. We do not currently forward your data to banks or lending partners; we will ask for separate consent if that service becomes available.
Monthly loan payment
1.103 € / per month